Run your restaurant · The engine behind $0/month

Payments that pay for everything else.

Transparent rates. Same-day funding. PCI DSS Level 1 compliant. And because you're processing with us, the entire restaurant operating stack is on us — POS, ordering, kiosk, SMS, AI phone, all of it.

Talk to us Run the math

Included at $0/month with Labrador Payments · No multi-year lock-in

Capabilities

What you get.

Transparent rates

Interchange-plus available. No hidden markups, no mysterious PCI fees, no monthly minimums.

Same-day funding

Funds in your account the same business day for most accounts. No more Friday-to-Monday waits.

PCI DSS Level 1

The highest compliance tier. We handle the audits so your restaurant doesn't have to.

Every way to pay

Chip, swipe, tap, Apple Pay, Google Pay, online, by phone, by text — all one account.

Unified analytics

Payments flow into the same dashboard as sales, tips, and labor. One source of truth.

24/7 US support

Real humans, on a real phone, any hour of any day. Not a chatbot, not an offshore script-reader.

By the numbers

Built to move the needle.

Same-day

Funding

PCI L1

Compliance

$0/mo

Software unlocked

24/7

US support

Part of the stack

Plays nicely with the rest of Labrador.

This isn't a bolt-on. It's built to share one menu, one guest list, and one dashboard with the other twelve systems.

One account funds all channels: in-store, online, kiosk, AI phone
Same rate whether the guest is dine-in or ordering online
Tips, tax, and refunds reconciled automatically to POS reports
Disputes and chargebacks managed from the manager dashboard
Processing triggers the $0/mo software bundle — no extra signup

See the whole stack

systems, one login

Everything integrated by default.

Works beautifully with

POS

Payments built into every terminal.

Online ordering

Commission-free checkout.

Self-serve kiosk

Tap-to-pay, same account.

Questions, answered

Payments FAQ

We quote you a specific rate after reviewing your statement — usually interchange + a small, fixed basis-point markup. Use the savings calculator to see a ballpark, then upload a statement for the exact number.

No PCI fees, no statement fees, no monthly minimums, no surprise "network access" line items. What we quote is what you pay.

Fully supported where legal. We configure the right signage, receipt language, and reports to keep you compliant with state and card-brand rules.

Yes — that's the "Software Only" plan at $899/mo flat. You get the full operating stack minus managed internet. See pricing.